Better Banking Begins With Us


Old Town Bank continues to grow and to increase the number of people and businesses that choose to call us their banking home. We offer up-to-date technology delivered by knowledgeable professionals acting with the timeless values of respect, courtesy, and friendliness. During 2015 we will be upgrading several of our services to make them even easier and more convenient to use. These include online banking, bill pay, and mobile banking, among others.

We continue to offer our debit card holders free access to ATMs worldwide, so that you do not incur expenses/fees for withdrawing cash when you travel. As always, we offer competitive rates on deposits and our IRAs.

If you have been thinking about building or buying a home, come see us. We offer construction financing as well as in-house and secondary market mortgages. We understand building and financing homes in Haywood County and the surrounding areas of Western North Carolina. We can help you understand what might be best for you.

We look forward to serving you. Come see us and let’s figure out how we can help.

Charles Umberger
President & CEO



Introducing Our Intelligent 24 Hour ATM





The Office of the Commissioner of Banks recently released its annual report on the performance of state-chartered commercial banks and ... (more)

2045 South Main Street • Waynesville • NC 28786 | Phone: 828-456-3006

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