First Step Savings
An ideal first account, First Step Savings is a great way to introduce good saving habits to children or grandchildren.
- No minium deposit required to open
- Tiered interest rates that increase as your balance grows
- No balance requirements
- No monthly fees
- Free Online Banking
- Up to 6 withdrawals per quarterly statement cycle at no charge; $1 each thereafter
Statement Savings
Here's a secure, low-cost account that earns interest and gives you quick, easy access to your funds.
- $100 to open
- Tiered interest rates that increase as your balance grows
- Free Online Banking
- Up to 6 withdrawals per quarterly statement cycle at no charge; $1 each thereafter
- No monthly fee with an average daily balance of $200; otherwise $5 per month
Money Market
Offering the higher returns of tiered money market rates, our Money Market also offers the flexibility and convenience of a checking account.
- $100 to open
- Tiered interest rates that increase as your balance grows
- Free Online Banking with Bill Pay
- Up to 6 withdrawals by check, preauthorized, automatic, or telephone per month at no charge; $5.00 each thereafter
- No monthly fee with an average daily balance of $1,500; otherwise $20 per month
Certificates of Deposit
Whether you're saving for a special purpose or simply seeking a secure, FDIC-insured investment, an Oldtown CD can be tailored to your needs. We offer a range of terms and competitive rates. Call or visit for more information.
IRA's
Opening an Oldtown IRA not only helps you save for retirement, it can help you save on taxes. We can help you set up a Traditional, ROTH, SEP, Coverdale Education Savings Account or other type of IRA plan at an attractive rate.