Online Banking

Mortgage Loans

At Oldtown Bank, we believe that everyone deserves to own a home, and we can help you get there.  And as mortgage professionals, our goal is not only to provide the financing you need, but also to help you find the best financing plan for you and your long-term goals. We will also help you manage that debt over time, an ongoing service that few mortgage lenders offer.

We know what it takes to be a successful lender, and we’re committed to exceeding your expectations and guaranteeing your satisfaction. Throughout the entire loan process, you can rely on us for exceptional service and total attention to detail.
A Loan Made Just For You.

While many people try to secure home financing simply by seeking the lowest interest rate, we believe that such an important decision demands a more deliberate approach. We take the time to ask you a lot of questions about your total financial picture. Once we get to know you, we can help you select the best mortgage option to help you achieve your overall financial goal, whether it's buying your first home, consolidating your debt or preparing for your retirement.

Because mortgage loans are uniquely individual, we offer a wide array of residential programs to meet your specific requirements, including:

  • Adjustable-Rate Mortgages
  • Fixed-Rate Mortgages
  • First-Time Homebuyer
  • Refinancing
  • Construction and Home Improvement
A Trusted Advisor.

Karen Cioce

Karen Cioce - Mortgage Specialist

Because we're committed to you as an Oldtown customer, our relationship doesn't end when we fund your mortgage loan. We will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will also stay in touch and continue to educate you. In short, we want to be your trusted advisor and your ultimate mortgage financing resource - both today and tomorrow.