Free Checking
Take advantage of unlimited check writing with this free account.
- No balance requirements
- No monthly maintenance fees
- Free first order of checks
- Overdraft Protection available for $27 annual fee (subject to eligibility)
Premier Checking
Use your total Oldtown banking relationship to earn higher balances and more.
- Tiered interest rates that increase as your balance grows
- Free checks (or $6 discount on personal style choice)
- No-fee cashier's checks
- No-fee traveler's checks
- Overdraft protection available (subject to eligibility)
- Avoid the $10 monthly fee with $10,000 in:
- Any combination of deposit account balances
- Outstanding loan balances
- An EquityLine credit limit
Premier Plus Checking
With Premier Plus, the highest balances are rewarded with a wealth of special benefits.
- Tiered interest rates that increase as your balance grows
- Free checks (or $6 discount on personal style choice)
- Periodic CD bonus rates
- Special rates on personal loans
- No-fee cashier's checks
- Overdraft protection available (subject to eligibility)
- Avoid the $15 monthly fee with $25,000 in:
- Any combination of deposit account balances
- Outstanding loan balances
- An EquityLine credit limit
Overdraft Protection
Our optional Overdraft Protection enables you to back up your checking account with a personal line of credit. Funds are advanced to your checking account in multiples of $100 up to your pre-approved limit.
Overdraft Privilege
Linked to your checking account, BounceFree helps reduce the cost of accidental overdrafts by automatically paying your nonsufficient-funds (NSF) checks. You pay the normal NSF service charge, but no additional charges, to redeem any unpaid check.