Online Banking

Personal Checking


Oldtown checking accounts are simple, effective tools designed to help manage your household and other everyday financial demands. Each of our accounts can be opened with as little as $50 and comes with a number of valuable benefits, including:

  • Unlimited check writing
  • $500 BounceFree overdraft privilege (subject to eligibility)
  • Free ATM transactions at any bank, anywhere
  • Free debit card
  • Free Online Banking and Bill Pay
  • Free notary service
HERITAGE CHECKING

Earn interest on your checking balance PLUS rewards for your total relationship

Features

  • Tiered interest rates that increase as your balance grows
  • Free checks (or $6 discount on personal style choice)
  • No-fee cashier's checks
  • Avoid the $10 monthly maintenance fee with $10,000 in any conbination of deposit account balances and/or outstanding loan balances

 

 

FREEDOM CHECKING

Our Green Account that earns interest

Features

  • Tiered interest rates that increase as your balance grows
  • No minimum balance requirements 
  • No monthly maintenance fees
  • Bill Pay 
  • Free first box of recycled checks
  • Recycled Checkbook covers
  • e-Statements (required)
  • Online Banking (required)
  • No annual fee debit card
  • We pay your ATM fees
  • Direct Deposist (required if available)
  • First 5 checks free, $0.25 each thereafter

** $5.95 fee if Bill Pay is not used during monthly statement cycle

 

 

 

VALUE CHECKING

 Your everyday account with inlimited check writing

Features

  • No minimum balance requirements
  • No monthly maintenance fees 
  • Bill Payment $5.95
  • $5.00 discount on first box of checks 
  • e-Statements
  • Online Banking
  • No annual fee debit card
  • We pay your ATM fees
  • No per check fee
OVERDRAFT PRIVILEGE

Linked to your checking account, BounceFree helps reduce the cost of accidental overdrafts by automatically paying your nonsufficient-funds (NSF) checks. You pay the normal NSF service charge, but no additional charges, to redeem any unpaid check. (subject to eligibility)