Online Banking

Personal Checking


Oldtown checking accounts are simple, effective tools designed to help manage your household and other everyday financial demands. Each of our accounts can be opened with as little as $100 and comes with a number of valuable benefits, including:

  • Unlimited check writing
  • $500 BounceFree overdraft privilege (subject to eligibility)
  • Free ATM transactions at any bank, anywhere
  • Free debit card
  • Free Online Banking and Bill Pay
  • Free notary service
Free Checking

 Take advantage of unlimited check writing with this free account.

  • No balance requirements
  • No monthly maintenance fees
  • Free first order of checks
  • Overdraft Protection available for $27 annual fee (subject to eligibility)
Premier Checking

 Use your total Oldtown banking relationship to earn higher balances and more.

  • Tiered interest rates that increase as your balance grows
  • Free checks (or $6 discount on personal style choice)
  • No-fee cashier's checks
  • No-fee traveler's checks
  • Overdraft protection available (subject to eligibility)
  • Avoid the $10 monthly fee with $10,000 in:
    • Any combination of deposit account balances
    • Outstanding loan balances
    • An EquityLine credit limit
Premier Plus Checking

 With Premier Plus, the highest balances are rewarded with a wealth of special benefits.

  • Tiered interest rates that increase as your balance grows
  • Free checks (or $6 discount on personal style choice)
  • Periodic CD bonus rates
  • Special rates on personal loans
  • No-fee cashier's checks
  • Overdraft protection available (subject to eligibility)
  • Avoid the $15 monthly fee with $25,000 in:
    • Any combination of deposit account balances
    • Outstanding loan balances
    • An EquityLine credit limit
Overdraft Protection

Our optional Overdraft Protection enables you to back up your checking account with a personal line of credit. Funds are advanced to your checking account in multiples of $100 up to your pre-approved limit.
Overdraft Privilege

Linked to your checking account, BounceFree helps reduce the cost of accidental overdrafts by automatically paying your nonsufficient-funds (NSF) checks. You pay the normal NSF service charge, but no additional charges, to redeem any unpaid check.