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Now you can have complete access to your Business Accounts - anytime, anywhere - with Online Cash Management.

Computers have been the single most important contributor to increased productivity in American business today. Linked to the Internet, you can manage your business banking from your home or office, on business trips or on vacation.

Payments & Collections
Take control of your business finances with Online Cash Management:
• Wire Transfers – make online wire transfer requests to account officers and    receive automatic transaction notification.
• ACH Origination – Set up ACH payments and collections. Transaction    information is automatically e-mailed to the recipient.
• Remote Deposit Capture - Make your check deposits from your office.
• Payroll Direct Deposit – Handles direct deposit of payroll for employees.
• Bill Payment – Make unlimited bill payments online.
• Check Images - View all cleared checks, front and back.

Balance Reporting
Monitor your account activity in real time with:
• Account Summaries – Check important account details such as ledger balance,    float balance and hold amounts
• Account Histories – View previous account activity and statements.
• Postings – Review all posted transactions, with sorting options.

Report Writing
Download detailed reports in readily useable formats:
• Activity Reports – Complete reporting features for monitoring and auditing    purposes.

Your Information Is Secure
The very latest in security features have been incorporated into Online Cash Management to ensure that only you can access your business accounts online:
• LogOn Protection – Three errors in providing the correct password locks out the    user.
• Date Encryption – Digital Identification Certificates and Secure Sockets Layers    are part of your data security.

You Are In Control
Built in security features put you in complete control over who can access your accounts and what activities they can perform:
• Multi-user – The Online Banking administrator can establish multiple user    privileges for multiple accounts.
• Single Machine Access – You can limit and/or track activity to a specific    computer location.

Open Your Account Today!
Put Online Cash Management to work for your business today. To enroll, contact the Internet Banking Officer at 828-456-3006 for complete details.

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