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Better Home Mortgages Begin With Us!

You’ve heard it before and it’s as true today as ever - your home is very likely the single most valuable asset you will ever have. And the right Home Mortgage Loan, whether for home purchase, refinance, new construction, home improvement, or vacation property, can make an important, even critical difference.

Old Town Bank, the only bank headquartered in Haywood county, proudly serves our customers with fast, convenient, flexible, and safe home financing. We know the people and character of western North Carolina. We welcome the opportunity to serve you, too.

For a better home mortgage, begin with Old Town Bank!


Current Rates

Your Old Town Bank Home Mortgage is fast, convenient and flexible:
Fast - Quick, local decisions and on time closings
• Convenient - Experienced loan officers assist you every step of the way
Flexible - Fixed Rate and Adjustable Rate loans are available with 15
   or 30 year repayment periods plus other options
Safe - Your Home Mortgage is clear, straightforward and easy-to-understand,    with no surprises.

The right home loan begins with the right Bank. Make your choice Old Town Bank for:
• Home Purchase - your first home, vacation home or dream home.
• Refinance - to lower your payments, lower your rate, or even take out cash.


Western North Carolina is a great place to live. Whether you’re a long time
resident or new to our area, we can help you build a lasting future with
financing for:
• New Construction - Build your owner occupied dream home
• Residential Lot Loans - Acquire vacant lots or other vacant land in    preparation for future home construction.

Member FDIC Copyright (c) 2014 Old Town Bank. All Rights Reserved Equal Housing Lender