Online Banking

Business Checking

Oldtown business checking accounts are simple, effective tools designed to meet your business requirements while facilitating your everyday operations. Each of our accounts can be opened with as little as $100 and comes with a number of valuable benefits, including:

  • No balance requirements
  • Free first order of checks (up to $6)
  • Free Online Banking and Bill Pay
  • Free incoming wire transfers
  • Free notary service
Business Checking
 We took a basic business account and gave it some additional advantages to enable it to handle virtually any checking need.

  • Up to a total of 500 debits, credits and deposited items per month at no charge; $0.25 each thereafter
  • Free ATM transactions at any bank, anywhere
  • $500 BounceFree overdraft privilege (subject to eligibility)
  • Overdraft Protection available up to $10,000 (subject to approval)
Business Interest Checking
 This interest-bearing account was created exclusively for sole proprietors and certain nonprofit organizations.

  • Up to a total of 500 debits, credits and deposited items per month at no charge; $0.25 each thereafter
  • Free ATM transactions at any bank, anywhere
  • $500 BounceFree overdraft privilege (subject to eligibility)
  • Overdraft Protection available up to $10,000 (subject to approval)
Business Analysis Checking
For businesses with higher activity levels, this account offers the ability to use earnings credit based on balances to offset monthly fees and activity charges.

  • Unlimited check writing
  • Monthly maintenance - $12.00
  • Per debit - $.10
  • Per credit - $.35
  • Per deposited item - on-us - $.06; local - $.08; foreign - .10
  • Uncollected funds charge of Prime + 2%
  • Free ATM transactions at any bank, anywhere
  • $500 BounceFree overdraft privilege (subject to eligibility)
  • Overdraft Protection available up to $10,000 (subject to approval)
  • Enhanced Online Banking that offers the ability to initiate ACH transactions (subject to eligibility)
Overdraft Privilege
Linked to your business checking account, BounceFree helps reduce the cost of accidental overdrafts by automatically paying your nonsufficient-funds (NSF) checks. You pay the normal NSF service charge, but no additional charges, to redeem any unpaid check. (subject to eligibility)
Overdraft Protection
Our optional Overdraft Protection enables you to back up your business checking account with a commercial line of credit. Funds are advanced to your checking account in multiples of $100 up to your pre-approved limit.